Welsh Insurance Agency is a locally trusted, independent insurance agency serving Fort Collins and Northern Colorado. Our commitment is to our clients—not the insurance companies—so you can feel confident you’re getting coverage that truly fits your needs.
We work with A-rated insurance carriers across Colorado and Wyoming, allowing us to compare policies and find the right balance of coverage and price. From auto and home insurance to business, workers’ compensation, and cyber liability coverage, we do the shopping so you don’t have to.
Auto insurance provides financial protection against bodily injury and property damage resulting from vehicle accidents. Coverage options typically include liability, collision, comprehensive, uninsured/underinsured motorist, and medical payments. Policies can be tailored based on driving history, vehicle type, and risk profile.
Home insurance protects against financial loss due to damage to a residence and its contents from covered perils such as fire, wind, theft, or vandalism. It also includes personal liability coverage if someone is injured on the property. Additional endorsements can extend protection for high-value items, flood, or other specific risks.
Life insurance provides a financial benefit to designated beneficiaries in the event of the policyholder’s death. Options typically include term life for temporary coverage and permanent life policies that may accumulate cash value. Coverage is commonly used to replace income, cover debts, or support long-term financial planning goals.
Renters insurance covers personal belongings against theft, fire, and other covered events within a leased property. It also provides liability protection if the policyholder causes damage or injury to others. Coverage is generally affordable and can include additional living expenses if the rental becomes uninhabitable.
Boat insurance protects against physical damage to the vessel as well as liability for injuries or property damage caused while operating it. Coverage can extend to equipment, trailers, and certain water-related risks. Policies are structured based on boat type, usage, and navigational area.
Motorcycle insurance provides liability and physical damage protection for motorcycles and other two- or three-wheeled vehicles. Coverage options may include collision, comprehensive, uninsured motorist, and accessory coverage. Premiums are typically influenced by riding history, bike type, and usage.
Commercial auto insurance covers vehicles used for business purposes, including cars, trucks, and specialty vehicles. It provides liability and physical damage protection, along with coverage for employees operating company vehicles. Policies are structured based on fleet size, vehicle type, and business operations.
Errors and omissions insurance protects professionals against claims of negligence, mistakes, or failure to deliver services as promised. It covers legal defense costs, settlements, and judgments arising from professional liability claims. This coverage is essential for service-based businesses and consultants.
Workers’ compensation insurance provides medical benefits and wage replacement for employees injured in the course of employment. It also protects employers from certain liability claims related to workplace injuries. Coverage requirements are governed by state regulations.
Cyber liability insurance protects businesses against financial losses resulting from data breaches, cyberattacks, and other digital security incidents. Coverage may include notification costs, legal expenses, regulatory fines, and business interruption losses. It is increasingly critical for organizations that store sensitive customer or employee data.
Business insurance is a broad category of coverage designed to protect companies from operational, financial, and liability risks. It may include general liability, property insurance, business interruption, and industry-specific protections. Policies are customized based on company size, industry, and risk exposure.
Welsh Insurance Agency is a firm of proven Colorado insurance professionals and caring, conscientious people: the kind of people you can depend on. We are proud to serve Fort Collins and Loveland as an insurance agency, and our office offers insurance quotes at no cost to you. We represent numerous A+ rated insurance carriers, so we can place your policy with the company offering the best coverage at a competitive price. At our Loveland and Fort Collins insurance agency, you get quotes from Colorado and Wyoming-based companies. As a Trusted Choice Member of the Independent Insurance Agents & Brokers of America, we do all the hard work for you. From home to car insurance quotes to general liability and workers’ compensation, our Loveland and Fort Collins insurance agency shops around for the best policies to match your needs. We now have offices in Cheyenne to serve all of your insurance needs.test
